Child Serious Illness Cover
Our Child Serious Illness Cover is designed to support families across the full spectrum of childhood illness — so that when the unexpected happens, they can focus on what matters most.
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Child Serious Illness Cover claims
In 2025, Child Serious Illness Cover claims spanned a wide range of conditions, reflecting the unpredictable nature of serious illness in children. Cancer remained the most common cause at 32%, followed by Stroke and Nervous System conditions at 19%. Together they account for just over half of all claims. Heart and Artery, Endocrine and Metabolic, and Congenital conditions collectively make up a further 34% of claims, highlighting how serious illness in children rarely presents in the ways families might expect.
This is precisely why comprehensive cover matters. Our Child Serious Illness Cover is designed to support families across the full spectrum of childhood illness — so that when the unexpected happens, they can focus on what matters most. An additional benefit available as a standalone option.
Naomi’s Child Serious Illness Cover story
Naomi, 6 - £50,000 Child Serious Illness Cover
When Naomi's parents took out their VitalityLife plan, they were thinking about their new mortgage. They weren't thinking about their six-year-old daughter becoming seriously ill.
But when Naomi developed high fevers, severe stomach pain and reduced kidney function, after initially thinking it was just a common illness, her condition deteriorated quickly. She was transferred urgently to a specialist renal unit and spent several weeks in hospital, requiring five days of haemodialysis. Vitality paid £12,500 under the Acute Renal Dialysis definition - support her family hadn't planned for, but were glad to have.
Names and some details have been changed to protect anonymity. Images are for illustrative purposes only.
Acute Renal Dialysis is unique to Vitality Child SIC
